When I was at the gas station, I stopped at the ATM to withdraw money, did I buy cigarettes (I don’t need to smoke anymore, just burn the money), sweets, chocolates. Record everything.
If you have a receipt, keep it.
The night before going to bed, double check the note based on the receipt.
Everything is available.
Step 4: Cash to Credit?
Don’t record expenses twice.
The trick is, if you paid with a credit card when you filled up the fuel, write “Fuel RM 50 credit card.”
GST pay how much How much do you pay for the service charge
Later, when it’s time to pay the credit card debt, open the Latest Mailing Database statement and look first, also note how many finance charges that month.
But if you had lunch earlier, RM 7.00 paid in cash, write cash.
This means that there must be a column of entries, which is cash, which is credit.
When making a cash transaction, make sure you look at the wallet every night, tally it with a note.
Step 5: Do It For At Least 3 Months
This post must be made at least 3 months ago.
Yes, 90 days.
It’s not easy to be happy. Even 90 days, even 9 months pregnant. This is one of the important steps to be happy for many years.
After 90 days, we can make a graph like this:
Please break down our expenses in the form of a graph like this.
There is a record, it’s easy to do. Surely we can know where we spend our money every month.
The money is not lost. If it is lost, we are responsible.
The money was not stolen Even if robbed we are the robbers
Not someone else.
2. Prioritize the Main
We always buy for emotional reasons.
It’s not that it’s really necessary.
Then we try to justify the purchase so that we can accept it, it is said Saudi Phone Number to be rational when shopping.
The fact is, we always buy things we won’t use, rarely use and don’t even need.
“While there is this discount, there will be a wedding party later, it will be nice to have a dress.”
“Buy one get one free. Wow!”
“It looks beautiful wearing these sunglasses. It’s like an artist. lol”
So please break down our expenses as follows.
